Helps cover inpatient care in hospitals, skilled nursing facilities, hospice, and home health care.
Most people don’t have to pay a premium for Medicare Part A because they or a spouse paidMedicare taxes while working in the United States.
If you don’t automatically get premium-freePart A, you may still be able to enroll, and pay a premium.
Medicare Part B - Medical Insurance
Helps cover doctors’ and other health care providers’ services, outpatient care, durable medicalequipment, and home health care.
Helps cover some preventive services.
Most people pay up to the standard monthly Medicare Part B premium.
Note: You may want to get coverage that fills gaps in Original Medicare coverage. You can chooseto buy a Medicare Supplement Insurance (Medigap) policy from a private company.
Medicare Part C - Medicare Advantage
Offers health plan options run by Medicare-approved private insurance companies. Medicare Advantage Plans are a way to get the benefits and services covered under Part A and Part B.
Most Medicare Advantage Plans cover Medicare prescription drug coverage (Part D).
Some Medicare Advantage Plans may include extra benefits for an extra cost.
Medicare Part D - Prescription Drug Coverage
Helps cover the cost of prescription drugs.
May help lower your prescription drug costs and help protect against higher costs.
Run by Medicare-approved private insurance companies.
Costs and benefits vary by plan.
What is Medicare?
Medicare is for people who meet one of the following criteria below
65 years or older
Under 65 with certain disabilities
Anyone with End-Stage Renal Disease (ESRD) (permanent kidney failure requiringdialysis or a kidney transplant)
With Medicare, you choose the different ways to get the services covered by Medicare. Depending on where you live, you may have different choices.
Help is available. If you have limited income and resources, you may qualify for help paying your Medicare health care and/or
prescription drug coverage costs. For more information, visit socialsecurity.gov, call Social Security at 1-800-772-1213, or apply for help at your State Medical Assistance (Medicaid) office.
If you have questions about Medicare, visit medicare.gov or call 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048.